Destiny® Financial Solutions Privacy

Your right to privacy is important to us. This statement explains your privacy rights and our rights and obligations in relation to your personal information.

The Privacy Act regulates the way Destiny® Financial Solutions uses the personal information provided about you. Please read the following as it sets out how we may use information about you.

Privacy generally

You need not give us any of the personal information requested in any of our application forms or any other document or communication you receive from us. However, without this information, we may not be able to process your application or provide you with an appropriate level of service. You may request access at any time to personal information held by us about you and ask us to correct it if you believe it is incorrect or out of date.

How we may use your personal information

We may use your information to:-

• Process your application form
• Provide information to a lender in the event that you require a loan
• Provide additional projections where requested by you or your agents
• Facilitate our internal business operations, including fulfillment of any legal requirements and confidential systems maintenance

Our right to disclose your personal information

We may disclose your personal information only to the following people and in the following circumstances:-

• To any referee nominated by you
• To our external service providers, subject to permission and request from you, such as valuers, real estate agents, conveyancers, insurance providers, accountants and lenders
• To any persons acting on your behalf, unless you tell us not to
• To merchants with whom you transact, to process your card transactions
• To government agencies in connection with any loan we may acquire for you, for example to stamp and register a mortgage
• To mortgage insurers
• If you request us to do so or if you consent or where the law requires or permits us to do so

Your personal information will not be used in any manner other than is outlined herein and at no time will details about you be provided to any other party not contained in this statement without your permission.